A limit provided as a stop-gap financing to bridge short term operating cash flow differences.


  • Utilization is on a need basis
  • Interest payment is on what has been utilized
  • May be repaid off at any given time without any penalties


  • Business must have been in operation for at least 2 years
  • Certified bank statements for 12 months (for new to bank customers)
  • Company incorporation/registration documents, KRA Pin and directors' identification documents.
  • National ID and KRA Pin for individuals.
  • Resolution to borrow (for registered companies) or request letter (for individuals).
  • Tangible security.

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